Solutions

Protect trust before and after compromise.

TAA SECO addresses situations where users or institutions need stronger assurance around an identity, communication, transaction, counterparty or authorization — including after real data has already been exposed and may be used to make an impersonation attempt more convincing.

Secure communications

Calls, SMS and messaging

TAA and SECO can support stronger authenticity signals for communications and help users distinguish trusted interactions from impersonation, spoofing, SIM-swapping-related abuse and social-engineering attempts.

Public risk examplesFraudulent callsFraudulent SMSSIM-swapping-related impersonationIdentity impersonationSocial engineeringManipulation under urgency or fear
Secure transactions

Financial and digital operations

TAA can add protection around sensitive transactions, including situations where a legitimate user may be manipulated or coerced. SECO can add a separate trust reference around the expected identity, recipient or transaction context.

Public use examplesBank transfersMobile MoneyInvoicesReservations and depositsMerchant paymentsRemote purchases
Unknown counterparties

Controlled trust with TPV

TPV can support controlled trust and pseudonymization when a person or organization interacts with a caller, sender, business or online entity that is not personally known. Depending on the applicable rules, identity-status information can help distinguish a properly registered owner identity from a temporary identity.

Public use examplesUnknown callersUnknown sendersOnline counterpartiesMarketplace interactionsRemote business contact
Merchant & e-commerce

Purchases, orders and remote payments

Merchants and digital platforms may use an additional trust reference around purchases, reservations, deposits, orders, deliveries and payment destinations where beneficiary details or business identity could be substituted or impersonated.

Public risk examplesCloned storefrontsSubstituted payment detailsFraudulent beneficiary accountsFalse merchant identityRemote payment diversion
Post-compromise resilience

When the attacker already knows real data

A stolen name, telephone number, address, employer or institutional relationship can make fraud more convincing. TAA SECO is designed so that possession of real information does not automatically become proof of legitimacy. An organization may also introduce the protection layer after a compromise to strengthen subsequent identity and communication checks.

Public risk examplesExposed customer dataTargeted impersonationPost-breach social engineeringFraud using real personal details
Professional identity

AOM affiliation and mission verification

AOM can use the TAA/SECO infrastructure to help determine whether a person presenting themselves for an enterprise, administration, bank, insurer, operator or service provider is actually affiliated with that organization and whether a claimed mission or authorization can be authenticated.

Public risk examplesFalse representativesFalse techniciansFalse bank agentsFalse delivery personnelFalse mission orders

Before & after

The security objective does not end when data has already been stolen.

Before compromise: prevent, authenticate, discourage and reduce opportunities for fraudulent exploitation.

After compromise: reduce the usefulness of exposed data for impersonation, verify identities and contexts more carefully, protect users and rebuild trust.

The principle is simple: stolen data should not automatically become proof of legitimacy.

Beyond strong authentication

Protect the user — and also the identity or recipient they believe they are dealing with.

Strong authentication answers an essential question: is the person performing the operation properly authenticated? A legitimate user can still be manipulated into authorizing a fraudulent operation.

TAA-TPV and SECO add another trust question: is this really the identity, recipient or context the user believes to be legitimate? TAA additionally addresses situations where the legitimate user may be acting under pressure or coercion.

Human-centred security

Technology should support vigilance rather than leaving every decision to the user.

Advice such as “do not click,” “check the number” or “call us before acting” remains important, but users may need to make decisions under urgency, fear or uncertainty. TAA SECO is intended to provide additional signals and controls at the moment trust must be assessed.

Complementary by design

Designed to sit alongside existing security systems.

TAA SECO is not presented as a replacement for banking controls, telecom security, identity systems, strong authentication or cybersecurity infrastructure. Its role is to add trust, verification and resilience where identity, destination, authorization, coercion or context matters.

No serious security system can guarantee the absence of cyberattack or fraud. Any production use would remain subject to technical feasibility, operator or institutional integration, governance requirements and applicable regulation.

Institutional use

Different sectors, different trust requirements.

Explore target institutions →